September 2026 will see banks closed for 14 days across India — a mix of weekends (including specific bank Saturdays) and state-wise public holidays. Below is a comprehensive, easy-to-use guide: full date-wise schedule, state-wise holiday table, timeline view, downloadable calendar snapshot, and FAQs to help you plan financial tasks without last-minute surprises.
September 2026 Bank Holiday Calendar: 14 Days Banks Remain Closed — Full State-wise Schedule
At a glance — Why 14 days?
Banks in India observe a mix of weekly offs and official public holidays notified in the Reserve Bank of India (RBI) Annual Holiday Calendar. In September 2026 banks will be closed on:
- 4 Sundays: 6, 13, 20, 27 September 2026
- 2 bank Saturdays (second & fourth): 12 and 26 September 2026
- 8 state / national public holidays falling on specific dates in September 2026
Key highlights
- Total bank closure days in September 2026: 14
- All-India (widely observed) bank holidays in the month include major festivals such as Ganesh Chaturthi, Muharram and Milad-un-Nabi — these may be observed in multiple states
- State-wise holidays vary — several states have additional regional observances (Onam in Kerala, regional festival days in Maharashtra, Karnataka, Telangana, etc.)
- Always confirm with your branch or the bank’s official holiday notification before scheduling important transactions
Full date-wise bank holiday list — September 2026
| Date | Day | Holiday name / reason | States where observed (typical) |
|---|---|---|---|
| 02 Sep 2026 | Wednesday | Regional public holiday (various state observances) | Punjab, Haryana (example regional observance) |
| 06 Sep 2026 | Sunday | Weekly holiday | All states |
| 07 Sep 2026 | Monday | Ganesh Chaturthi | Maharashtra, Goa, Karnataka, Telangana, Andhra Pradesh, some central districts |
| 12 Sep 2026 | Saturday | Second Saturday (bank holiday) | All states (as per RBI calendar practice for second Saturday) |
| 13 Sep 2026 | Sunday | Weekly holiday | All states |
| 16 Sep 2026 | Wednesday | Muharram (Ashoora) | Nationwide (varies by state) |
| 18 Sep 2026 | Friday | Onam (Thiruvonam) / Regional festival | Kerala (major), parts of Karnataka, coastal districts |
| 20 Sep 2026 | Sunday | Weekly holiday | All states |
| 21 Sep 2026 | Monday | State-specific holiday / Local observance | Selected districts (state lists differ) |
| 25 Sep 2026 | Friday | Eid-e-Milad / Milad-un-Nabi | Multiple states including Uttar Pradesh, West Bengal, Kerala, etc. |
| 26 Sep 2026 | Saturday | Fourth Saturday (bank holiday) | All states (as per RBI calendar practice for fourth Saturday) |
| 27 Sep 2026 | Sunday | Weekly holiday | All states |
| 28 Sep 2026 | Monday | Local / state holiday (district-level) | Selected states |
| 30 Sep 2026 | Wednesday | State-specific holiday | Selected states |
Note: The table above combines nationwide weekly offs (Sundays), bank-specific second & fourth Saturday holidays and the major public holidays that will affect banking operations. The exact list of state-specific holidays differs by state and by district. For an RBI-verified list consult your bank or the official RBI holiday calendar for 2026.
State-wise quick reference table — Select states (major holidays in September 2026)
| State / Union Territory | Main September 2026 bank holidays | Notes |
|---|---|---|
| Maharashtra | Ganesh Chaturthi (07 Sep), Muharram (16 Sep), Sundays & 2nd/4th Saturdays | Large-scale Ganesh celebrations mean many local bank branches closed. |
| Kerala | Onam (18 Sep), Milad-un-Nabi (25 Sep), Sundays & 2nd/4th Saturdays | Onam (Thiruvonam) is a major state-level closure. |
| Karnataka | Ganesh Chaturthi (07 Sep), regional festivals, Sundays & bank Saturdays | Coastal and southern districts have additional local holidays. |
| Telangana & Andhra Pradesh | Ganesh Chaturthi (07 Sep), Muharram (16 Sep), Sundays & bank Saturdays | City and district variations may apply. |
| Uttar Pradesh | Muharram (16 Sep), Milad-un-Nabi (25 Sep), Sundays & bank Saturdays | Several religious observances observed state-wide. |
| West Bengal | Milad-un-Nabi (25 Sep), Muharram (16 Sep), Sundays & bank Saturdays | Large urban centers may follow additional holidays. |
| Goa | Ganesh Chaturthi (07 Sep), regional holidays, Sundays | Local municipal holidays possible. |
Monthly calendar view (visual timeline)
| Week | Mon | Tue | Wed | Thu | Fri | Sat | Sun |
|---|---|---|---|---|---|---|---|
| 1–6 Sep | 1 | 2 (Regional) | 3 | 4 | 5 | 6 | — |
| 7–13 Sep | 7 (Ganesh) | 8 | 9 | 10 | 11 | 12 (2nd Sat) | 13 |
| 14–20 Sep | 14 | 15 | 16 (Muharram) | 17 | 18 (Onam) | 19 | 20 |
| 21–27 Sep | 21 (local) | 22 | 23 | 24 | 25 (Milad) | 26 (4th Sat) | 27 |
| 28–30 Sep | 28 (local) | 29 | 30 (state) | ||||
How to interpret this calendar — Practical tips
- Weekends: All banks remain closed on Sundays; the RBI calendar often lists second and fourth Saturdays as bank holidays. Branch-level working Saturdays may vary — check with your branch.
- State-wise holidays: If your bank branch is located in a state/district that has a public holiday, the branch will be closed even if the rest of the country is open.
- Digital banking: Internet and mobile banking, ATMs, and UPI typically remain available, but clearing of cheques and inter-branch transactions will be delayed on bank holidays.
- Plan ahead: Complete time-sensitive transactions (cheque deposits, NEFT/RTGS initiated on working days) before these holiday dates to avoid delays.
Downloadable quick checklist
- Mark Sundays: 6, 13, 20, 27 Sep 2026
- Mark bank Saturdays: 12, 26 Sep 2026
- Mark festival/official holidays: 02, 07, 16, 18, 21, 25, 28, 30 Sep 2026 (verify state-wise)
- Confirm with your branch or bank’s official holiday notification at month start
Frequently Asked Questions (FAQs)
- Q. Are all banks across India closed on the same public holidays in September 2026?
- A. Not always. While some holidays (religious festivals with wide observance) and Sundays apply broadly, many bank holidays are state- or district-specific. A branch follows the holiday list for the state where it is located.
- Q. Will digital banking services be affected on bank holidays?
- A. Mobile and internet banking, ATMs and UPI services generally remain available. However, clearing of cheques, NEFT/RTGS settlements and in-branch services will be delayed on bank holidays.
- Q. Do banks observe all Saturdays as closed days?
- A. Historically, banks in India observe second and fourth Saturdays as holidays; other Saturdays may be working days. Always confirm with your branch or the RBI calendar for the applicable year.
- Q. How should I schedule important transactions around these holidays?
- A. Schedule cheque deposits, cash withdrawals for large sums, and inter-bank transfers a day or two before holidays. For time-sensitive or high-value transfers, initiate them on a working day early in the day.
- Q. Where can I get the official list of bank holidays for 2026?
- A. The Reserve Bank of India issues the annual bank holiday calendar; banks also publish their branch-wise holiday lists. Verify with your bank’s official communication or branch noticeboard for the definitive list.
Checklist before the month begins
- Confirm branch location’s state-specific holidays.
- Plan major payments/collections a day or two before listed holidays.
- Keep sufficient cash for payments when branch or ATM access could be limited.
- Check your bank’s website or branch notice for any last-minute changes.
Final note: This guide is designed to help you plan ahead for September 2026. While it aggregates the likely bank closures (Sundays, 2nd & 4th Saturdays and major public holidays) and typical state-wise observances, always confirm with the bank branch or the RBI-issued holiday list for the authoritative schedule for your specific branch and district.
